:root{
  --brand:#0d6efd;
  --brand2:#10b981;
  --ink:#0f172a;
  --muted:#475569;
  --bg:#f8fafc;
  --card:#ffffff;
  --line: rgba(2,6,23,.10);
  --shadow: 0 18px 42px rgba(2,6,23,.08);
  --ring: rgba(13,110,253,.22);
  --radius: 18px;
}
*{box-sizing:border-box}
html,body{margin:0;padding:0}
body{
  font-family: system-ui,-apple-system,Segoe UI,Roboto,Arial,"Noto Sans","Helvetica Neue",sans-serif;
  color:var(--ink);
  background:var(--bg);
  line-height:1.55;
}
a{color:var(--brand);text-decoration:none}
a:hover{text-decoration:underline}
.container{max-width:1100px;margin:0 auto;padding:0 16px}
.topbar{
  position: sticky; top:0; z-index: 999;
  background: rgba(255,255,255,.88);
  backdrop-filter: blur(12px);
  border-bottom: 1px solid var(--line);
}
.nav{
  display:flex; align-items:center; justify-content:space-between;
  padding:12px 0;
  gap:12px;
}
.brand{display:flex;align-items:center;gap:10px;min-width: 180px;}
.logo{
  width:42px;height:42px;border-radius:14px;
  display:grid;place-items:center;
  background: rgba(13,110,253,.10);
  border: 1px solid rgba(13,110,253,.20);
  color: var(--brand); font-weight: 900;
}
.brand .t1{font-weight:900;letter-spacing:-.02em}
.brand .t2{font-size:.92rem;color:var(--muted)}
.menu{
  display:flex;align-items:center;gap:16px;flex-wrap:wrap;
}
.menu a{color:var(--ink);font-weight:700}
.menu a.active{color:var(--brand)}
.actions{display:flex;gap:10px;align-items:center}
.btn{
  display:inline-flex;align-items:center;justify-content:center;
  gap:10px;
  padding:12px 14px;
  border-radius:14px;
  border: 1px solid var(--line);
  background:#fff;
  font-weight:900;
  color:var(--ink);
  box-shadow: 0 8px 18px rgba(2,6,23,.06);
}
.btn:hover{text-decoration:none;filter:brightness(.99)}
.btn:focus{outline:none;box-shadow:0 0 0 6px var(--ring), 0 8px 18px rgba(2,6,23,.06)}
.btn.primary{background:var(--brand);border-color:var(--brand);color:#fff;box-shadow:0 12px 24px rgba(13,110,253,.18)}
.btn.success{background:var(--brand2);border-color:var(--brand2);color:#fff;box-shadow:0 12px 24px rgba(16,185,129,.18)}
.badge{
  display:inline-flex;align-items:center;gap:8px;
  padding:8px 12px;border-radius:999px;
  background: rgba(13,110,253,.10);
  border: 1px solid rgba(13,110,253,.18);
  color: var(--brand);
  font-weight:900;
}
.hero{
  padding: 52px 0 26px;
  background:
    radial-gradient(900px 520px at 15% 10%, rgba(13,110,253,.18), transparent 55%),
    radial-gradient(760px 460px at 85% 15%, rgba(16,185,129,.16), transparent 55%),
    linear-gradient(180deg,#fff,var(--bg));
  border-bottom: 1px solid rgba(2,6,23,.06);
}
.grid{
  display:grid;
  grid-template-columns: 1.25fr .85fr;
  gap: 22px;
  align-items:center;
}
.h1{
  font-size: clamp(28px, 3.2vw, 44px);
  line-height:1.08;
  letter-spacing:-.03em;
  margin: 12px 0 12px;
}
.lead{
  font-size: 1.07rem;
  color: var(--muted);
  margin: 0 0 18px;
}
.cards{
  display:grid;
  grid-template-columns: repeat(3, minmax(0,1fr));
  gap: 12px;
  margin-top: 18px;
}
.card{
  background:var(--card);
  border: 1px solid rgba(2,6,23,.08);
  border-radius: var(--radius);
  padding: 18px;
  box-shadow: var(--shadow);
}
.card.slim{box-shadow: 0 12px 24px rgba(2,6,23,.06)}
.kpi{
  display:flex; gap:12px; align-items:flex-start;
}
.icon{
  width:44px;height:44px;border-radius:14px;
  display:grid;place-items:center;
  background: rgba(13,110,253,.10);
  border: 1px solid rgba(13,110,253,.18);
  color: var(--brand);
  font-weight: 900;
  flex: 0 0 auto;
}
.card h3{margin: 0 0 6px; letter-spacing:-.02em}
.card p{margin:0;color:var(--muted)}
.section{padding: 34px 0}
.section h2{
  margin: 0 0 12px;
  letter-spacing:-.02em;
  font-size: clamp(22px, 2.2vw, 30px);
}
.cols{
  display:grid;
  grid-template-columns: 1fr 1fr;
  gap: 16px;
}
.list{
  margin: 10px 0 0;
  padding-left: 18px;
  color: var(--muted);
}
.notice{
  background: rgba(2,6,23,.03);
  border: 1px solid rgba(2,6,23,.08);
  border-radius: var(--radius);
  padding: 14px;
  color: var(--muted);
  font-size: .95rem;
}
.cta{
  display:flex; gap:10px; flex-wrap:wrap; margin-top: 14px;
}
.footer{
  margin-top: 26px;
  padding: 26px 0;
  background:#fff;
  border-top: 1px solid var(--line);
}
.footer .row{
  display:flex; align-items:flex-start; justify-content:space-between;
  gap: 16px; flex-wrap:wrap;
}
.small{font-size:.92rem;color:var(--muted)}
hr.sep{
  border:none;border-top:1px solid rgba(2,6,23,.08);
  margin: 18px 0;
}
.faq details{
  background:#fff;border:1px solid rgba(2,6,23,.08);
  border-radius: 16px;
  padding: 14px 16px;
  box-shadow: 0 12px 24px rgba(2,6,23,.05);
  margin-bottom: 10px;
}
.faq summary{
  cursor:pointer;
  font-weight: 900;
}
.faq summary::-webkit-details-marker{display:none}
.form{
  display:grid; gap:10px;
}
.field label{display:block;font-weight:800;margin-bottom:6px}
.field input,.field textarea,.field select{
  width:100%;
  padding: 12px 12px;
  border-radius: 14px;
  border: 1px solid rgba(2,6,23,.14);
  background:#fff;
  font-size: 1rem;
}
.field input:focus,.field textarea:focus,.field select:focus{
  outline:none; box-shadow: 0 0 0 6px var(--ring);
  border-color: rgba(13,110,253,.45);
}
.stickybar{
  position: fixed; left:0; right:0; bottom:0;
  background: rgba(255,255,255,.92);
  backdrop-filter: blur(10px);
  border-top: 1px solid rgba(2,6,23,.12);
  padding: 10px 12px;
  z-index: 999;
  display:none;
}
.stickybar .inner{
  display:grid; grid-template-columns: 1fr 1fr; gap:10px;
}
@media (max-width: 920px){
  .grid{grid-template-columns: 1fr; }
  .cards{grid-template-columns: 1fr; }
  .cols{grid-template-columns: 1fr; }
  body{ padding-bottom: 80px; }
  .stickybar{display:block;}
  .menu{display:none;}
}